Given the recent Royal Commission into the banking sector and their lending practices, using banks, as a primary source of funding and capital, may indeed become a challenge for some businesses. In the wash up post the Royal Commission, as part of their reconstruction, it’s highly likely banks will tighten up lending practices. For businesses that rely on fresh funding to fuel their ideas and growth, other financing options will need to be considered if they are to survive.

THE so called digital age has changed the way many of us live and work and for some, this change has affected them in a much greater way. One such profession that has been quite dramatically affected with the coming of the digital age are accountants. Traditionally, the business owner / accountant relationship has been very transactional. Ms Business Owner would connect with her accountant at year end in order to meet her compliance needs. With the introduction of GST, the